The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 793 Ruby Street, Port Elgin, a well-cared-for three-level semi-detached home offering over 1,200 sq. ft. of comfortable living space and a backyard that truly sets this property apart. The main level features a functional galley-style kitchen and a spacious, light-filled living room highlighted by a large front window. Upstairs, you'll find a generous primary bedroom along with two additional bedrooms, featuring NEW low pile carpeting (no smokers or pets), also providing plenty of space for family, guests, or a home office. The lower level adds even more versatility with a cozy family room featuring a natural gas fireplace (which heats the whole house w/backup as Base Board heating), laundry room, a newly created second bathroom with a walk-in shower, and an impressive amount of additional storage beneath the kitchen and living room. Over the past few years, the seller has thoughtfully improved the property, with particular pride taken in creating the beautiful outdoor space. The large, fully fenced backyard has been lovingly landscaped with over 100 perennial plants and flowering shrubs, creating a private and colorful setting to enjoy throughout the seasons. Offering three bedrooms, two bathrooms, multiple living spaces, great storage, and a backyard designed to be enjoyed, this inviting Port Elgin home is ready for its next chapter.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,126/mo
Mortgage (principal + interest)$1,867
Property taxFrom listing: $3,108/yr$259
Minimum $24,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,800
Ontario land transfer taxProvincial brackets, no first-time refund$6,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$109,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Saugeen Shores has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
