The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 79 Ryan Street in Fergus, a place where family memories are waiting to be made. Thoughtfully maintained and completely carpet-free, this inviting 3-bedroom, 2.5-bath home offers the perfect blend of comfort, space, and practicality for growing families. The bright and functional layout is designed for everyday living, whether you're hosting family gatherings, helping with homework around the kitchen table, or enjoying quiet evenings at home. Upstairs, the spacious primary suite provides a peaceful retreat, complete with a walk-in closet and a beautiful ensuite featuring double sinks, a stand-up shower, and a separate soaker tub. One of the additional bedrooms offers a charming private balcony, perfect for enjoying a morning coffee or curling up with a good book. Step outside to a fully fenced backyard where kids and pets can play freely, while the double car garage provides plenty of room for vehicles, storage, and all the extras that come with busy family life. The unfinished basement offers endless potential to create the rec room, home gym, playroom, or additional living space your family may need in the years ahead. Located in a welcoming Fergus neighbourhood close to parks, schools, trails, and everyday amenities, this is a home that offers more than just a place to live. It offers a lifestyle. If you've been looking for a warm and welcoming place to put down roots, 79 Ryan Street may be exactly what you've been waiting for.
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,574/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $4,734/yr$395
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
