The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
COTTAGE FOR SALE - 76 Hamilton Island, Summerstown, Ontario. This peaceful, private, and spacious 1,900 sq. ft. cottage facing the St. Lawrence River is ideal for gatherings and entertaining. Situated on a seasonal leased lot, it is available for use from April 1 to October 31. The cottage features three bedrooms, including a primary bedroom with a walk-in closet, 1 bathrooms, a laundry room, foyer, dining room, den/office, log-style living room, and sunroom overlooking the St. Lawrence River. Heating options include an airtight wood stove, electric baseboards, and a propane fireplace, along with air conditioning and a heat pump. Outdoor features include two composite decks, a built-in BBQ, an interlocking patio area, an insulated and heated garage, a boathouse, a woodshed, and a storage shed. The current annual lot rent is $6,570 for the period from July 1, 2024, to June 30, 2027, with rent reviews conducted every three years. The 15-year lease is effective from July 1, 2024, to June 30, 2039. There is also an annual association fee of $650, which covers garbage and recycling pickup and road maintenance. Room sizes are approximate. Asking price: $689,000.
Property Details
Listing
MLS® number
X13743566
Status
For Sale
Listed
Sep 3, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
Unfinished, Full
Lot
Frontage
70.00 ft
Depth
126.00 ft
Lot area
≈ 8,820 ft² (calculated)
View
East
Community
723 - South Glengarry (Charlottenburgh) Twp
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, 4 spaces
Heating
Baseboard
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
N/A
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Enas Awad
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Unfinished, Full
Heating: Baseboard
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Waterfront, River/Stream, Island
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,525/mo
Mortgage (principal + interest)$2,525
Minimum $42,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$147,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South Glengarry has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
