The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Island life made easy, with style to spare. Tucked beneath a canopy of mature trees on the north side of Birch Island, this beautifully renovated three-bedroom cottage pairs fresh, inviting interiors with the timeless appeal of Lake Muskoka. With 100 feet of waterfront, a hard-packed sandy bottom and gentle terrain, this private retreat sets the scene for carefree summer days.An expansive lakeside deck extends your living space outdoors, with glass railings that keep the sparkling lake views front and centre. From quiet morning coffees to leisurely dinners overlooking the water, this is a space made for slowing down and settling into cottage life.Inside, the bright, open-concept layout brings the kitchen, dining and living areas together, creating a welcoming gathering space with views of the lake. The updated kitchen features newer stainless steel appliances, while warm finishes and thoughtful improvements lend the cottage a comfortable, relaxed feel. Three cozy bedrooms sit along the back of the cottage, complemented by a renovated three-piece bathroom. A framed-in Muskoka room offers an opportunity to complete another inviting space to suit your vision.Outside, the gradual sandy entry makes swimming, wading and launching a canoe or kayak easy. Spend your afternoons lounging on the spacious dock, exploring the shoreline or heading out by boat to discover Muskoka's celebrated three-lake chain. Waterfront dining, shopping, golf and community events bring plenty of possibilities for days spent on the water.As evening arrives, gather around the firepit for toasted marshmallows, good conversation and a sky full of stars. Generous storage beneath the cottage provides practical space for outdoor furniture, paddles and seasonal gear.Offered fully furnished for an easy transition into island ownership, this charming Lake Muskoka retreat is ready for its next chapter of summer memories. Property and included contents are being sold in "as is, where is" condition.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,084/mo
Mortgage (principal + interest)$2,802
Property taxFrom listing: $3,381/yr$282
Minimum $49,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$149,800
Ontario land transfer taxProvincial brackets, no first-time refund$11,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$164,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Bracebridge has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
