The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this must-view charming home in the heart of Owen Sound! This enchanting 1.5-storey home offers the warmth and character of a country cottage with beautiful gardens tucked behind. With 3 bedrooms, 2 full baths and a wonderfully inviting layout, this is a home made for relaxed, family living and enjoying the simple pleasures of life. The main floor features an updated bright kitchen with centre island, adjacent dining room, cozy living room with gas fireplace, and an inviting family room with a walkout to the spectacular gardens and fully fenced yard. Main floor bathroom & laundry with plenty of storage adds everyday convenience. Upstairs, three comfortable bedrooms and an updated full 4-piece bathroom create a peaceful private retreat. But the true magic happens outside. Step through the doors to the large patio and discover a garden oasis filled with an enchanting mix of flowers, mature shrubs, winding pathways and grassy quiet spaces to sit, relax and enjoy nature. Meander through a beautiful tapestry of gardens to the rear of the property, where a quaint shed/barn awaits, complete with a charming loft and an attached garden tool room. Full of possibilities, it would make a wonderful artist's studio, kids' playhouse, garden retreat, man cave or she-shed; this versatile space is ready to inspire! And the central location? Simply wonderful. Parks, restaurants, shopping, library, schools and so much more are all close by, making it easy to leave the car behind and walk wherever you need to go. Most appliances have been replaced in the past 4-6 years. Eaves and Downspouts on front and rear of house 2026, Roof 2023, Furnace 2021 & Central Air 2020. This is more than a house; it's a Lifestyle. An exceptional opportunity to embrace a relaxed, carefree feeling of cottage living while being right in the city.
Property Details
Listing
MLS® number
X13850128
Status
For Sale
Listed
Oct 1, 2026
Last updated
Oct 26, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Unfinished
Lot
Frontage
52.50 ft
Depth
208.50 ft
Lot area
≈ 10,946 ft² (calculated)
View
East
Community
Owen Sound
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,858 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Chestnut Park Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Unfinished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Hospital, Level, Library, Park, Place Of Worship, Public Transit
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,173/mo
Mortgage (principal + interest)$1,852
Property taxFrom listing: $3,858/yr$322
Minimum $24,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,000
Ontario land transfer taxProvincial brackets, no first-time refund$6,375
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$108,175
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Owen Sound has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
