The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your escape on the shores of Adam Lake-a place where life slows down and the water is always within reach. With direct access to the Rideau Waterway, you can set out by boat and explore for hours... or simply stay close and enjoy the quiet beauty right at your doorstep. This charming cottage-style home sits just steps from the shoreline, with uninterrupted views of the lake. Inside, the space feels bright, cozy, and easy to settle into. Three comfortable bedrooms offer plenty of natural light and a peaceful place to recharge after a day outdoors or a busy workweek. The main living area brings everyone together, with an open kitchen, dining, and living space that's perfect for hosting or just spending time with family. Large windows line the wall facing the water, letting in sunlight and framing the lake like a living painting. Step outside to the covered deck or patio-ideal for slow mornings with coffee or winding down at sunset. Down by the water, a private dock extends into the lake, ready for swimming, boating, fishing, or simply sitting with your feet in the water. The home blends nicely into its surroundings with a log-style exterior and a durable steel roof, while inside, hardwood floors add warmth and character throughout. It's built for all seasons too, with a heat pump, baseboard heating, and air conditioning to keep things comfortable year-round. The spray-foamed basement adds extra efficiency and peace of mind. Whether you're looking for a weekend getaway or a full-time waterfront lifestyle, this is a place where you can truly relax, reconnect, and enjoy everything lake life has to offer.
Property Details
Listing
MLS® number
X13090312
Status
For Sale
Listed
May 6, 2026
Last updated
Oct 28, 2026
Possession
Immediate
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
Unfinished
Lot
Frontage
133.99 ft
Depth
119.93 ft
Lot area
≈ 16,069 ft² (calculated)
View
South
Community
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
Parking & utilities
Garage
None, 0 spaces
Driveway
Front Yard Parking, Lane, 2 spaces
Heating
Heat Pump
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,682 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
CENTURY 21 SYNERGY REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Unfinished
Heating: Heat Pump
Cooling: Central Air
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Lake Access, Lake Backlot, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,464/mo
Mortgage (principal + interest)$2,241
Property taxFrom listing: $2,682/yr$224
Minimum $34,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Tay Valley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
