The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Enjoy the space, privacy, and potential this impressive four-bedroom, two-and-a-half-bath home has to offer, set on a generous lot on the outskirts of St. Thomas. Featuring a double car garage with stairs leading to the basement, large shop, and plenty of room for the family, this property is an excellent opportunity for those looking for space both inside and out.As you enter the foyer, you are greeted by a beautiful spiral staircase that adds character and charm to the home. The main level features the kitchen with a large eating area, ceramic flooring and garden doors leading to the deck overlooking the private backyard. The adjoining family room complete with laminate flooring and a wood-burning fireplace, is perfect for relaxing and spending time together. A separate formal living room with its own wood-burning fireplace, hardwood flooring, and French doors, provides additional space for entertaining. The mud room with access to the garage, and 2-pc bath complete the main level.The upper level offers four spacious bedrooms, including a primary bedroom with a private ensuite featuring a Jacuzzi tub and separate shower, along with an additional five-piece bathroom. The carpeting in three bedrooms has been removed prior to listing, due to wear and tear, offering an opportunity to choose your own flooring.The partially finished lower level offers a rec room, additional possibilities for living space, room for storage, and convenient access to the double-car garage. With its spacious layout, large shop, private backyard, and desirable location just outside of town, this property offers tremendous potential for buyers looking to make a home their own. Some updating is needed throughout, including window replacement, but the space, features, and setting make this a property worth exploring! New Septic 2016-Aerator Pump 2026, Sump Pump 2023, Rear deck 2026. Fireplaces not WETT Certified. New Roof 2020. House, Property, Chattels, Fixtures being Sold AS-IS.
Property Details
Listing
MLS® number
X14028696
Status
For Sale
Listed
Oct 13, 2026
Last updated
Oct 13, 2026
Possession
60-89 days
Building
Type
Detached
Style
2-Storey
Approx. age
31-50
Approx. size
2,500–3,000 ft²
Basement
Full, Partially Finished, Walk-Up
Lot
Frontage
150.15 ft
Depth
184.05 ft
Lot area
≈ 27,635 ft² (calculated)
View
East
Community
Rural Central Elgin
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, RV/Truck, Inside Entry, 10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,807 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX CENTRE CITY REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Full, Partially Finished, Walk-Up
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Beach, Golf, Hospital, Library, School Bus Route, Rec./Commun.Centre
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,892/mo
Mortgage (principal + interest)$2,408
Property taxFrom listing: $5,807/yr$484
Minimum $39,380 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$128,760
Ontario land transfer taxProvincial brackets, no first-time refund$9,351
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$140,911
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Elgin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
