The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own private retreat on the beautiful Otonabee River. This charming off-grid 3 season property offers the perfect balance with peaceful cottage living, just 5 minutes from Peterborough. The main cottage features 2 bedrooms and a 3-piece bathroom with a composting toilet, making it ideal for weekend getaways or extended stays. A separate bunkie provides an additional bedroom, perfect for guests or family, along with a nearby 2-piece washroom in the outbuilding featuring running water and a flushable toilet. The property is equipped with a high-performance solar system featuring brand new 10,000 kW batteries installed in 2026, propane runs the fridge, stove, and an on-demand hot water system. Although the shoreline is not owned, the owners have had uninterrupted and continuous use of the private road and waterfront features which is set on an 129 feet of clean, swimmable shoreline. You'll love spending your days on the water or sitting by a campfire. The private dock offers over 10 feet of water depth at the end, making it ideal for swimming, boating, and fishing. From your dock, enjoy a scenic 15-minute boat ride to Lock 19 and Little Lake, the other direction winds its self to Rice Lake, opening the door to endless days of exploring the Trent-Severn Waterway. Surrounded by mature trees, the property offers exceptional privacy and a tranquil setting. A spacious deck off the living room provides the perfect place to relax with your morning coffee or entertain family and friends while overlooking the river and watching boats as they pass by. A storage shed/workshop with plenty of room for tools, water toys, and outdoor equipment. Whether you're looking for a seasonal escape or a unique lifestyle, this exceptional Otonabee River property offers privacy, recreation, and convenience in one remarkable package.
Property Details
Listing
MLS® number
X13591064
Status
For Sale
Listed
Jul 21, 2026
Last updated
Aug 26, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
<700 ft²
Basement
None
Lot
Frontage
129.30 ft
Depth
95.69 ft
Lot area
≈ 12,373 ft² (calculated)
View
North
Community
Cavan-Monaghan
Parking & utilities
Garage
None, 0 spaces
Driveway
4 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,417 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX HALLMARK EASTERN REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Exterior
Waterfront: Yes
Waterfront features: Indirect
Pool features: None
Property features: Cul de Sac/Dead End, Hospital, River/Stream, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,417/mo
Mortgage (principal + interest)$1,216
Property taxFrom listing: $2,417/yr$201
Minimum $16,250 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$65,000
Ontario land transfer taxProvincial brackets, no first-time refund$3,350
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$71,150
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Cavan Monaghan has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
