The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Newly built and thoughtfully designed, this 4-season cottage or year-round home perched on a stunning granite outcropping overlooking McKellar Lake. Offering an impressive combination of space, comfort and classic Northern Ontario waterfront, this recent build has been crafted with vaulted ceilings and a frame-worthy wall of westerly facing windows that draws your attention toward the lake, filling the home with natural light and creating a seamless connection to the outdoors. A floor-to-ceiling stone fireplace anchors the main living area, adding warmth and character while providing a natural gathering place for family and friends.With more than 2,400 sq. ft. of finished living space, 4+ bedrooms and 4 bathrooms, there is plenty of room to comfortably accommodate family and guests. The open-concept design brings together the kitchen, dining and living areas, creating a bright and welcoming space equally suited to relaxed weekends at the lake, entertaining a crowd or year-round living. Outside, approximately 2.4 acres and 165 feet of shoreline provide an appealing sense of privacy and space. Granite rock, mature trees and a natural shoreline create the unmistakable character of cottage country, while the lake is always at the centre of the experience. Beautifully finished, generously sized and offered with furnishings included, this property allows you to simply arrive, settle in and start enjoying life on McKellar Lake. McKellar is a great cottage community that has a one-stop general store, active community centre, ball diamond, outdoor rink, multiple beaches and parks with features such as a weekly market, fall fair, Scoobies and Bistro 685. There is also a nearby public boat launch that provides easy access to McKellar Lake for launching boats & toys.
Property Details
Listing
MLS® number
X13748240
Status
For Sale
Listed
Sep 5, 2026
Last updated
Oct 24, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
0-5
Approx. size
2,000–2,500 ft²
Basement
Crawl Space
Lot
Frontage
165.00 ft
Depth
662.00 ft
Lot area
≈ 109,230 ft² (calculated)
View
West
Community
McKellar
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Front Yard Parking, Private, 10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,003 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Sotheby's International Realty Canada
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Lake/Pond, Park, Rec./Commun.Centre, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,025/mo
Mortgage (principal + interest)$5,608
Property taxFrom listing: $5,003/yr$417
Minimum $124,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$299,800
Ontario land transfer taxProvincial brackets, no first-time refund$26,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$329,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. McKellar has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
