The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Some properties force you to choose between space to breathe and being able to grab groceries in under five minutes. This two-storey detached home on the north end of Fergus manages to deliver both without compromise. Tucked onto a quiet street where the trees are actually mature-it puts local elementary schools, neighbourhood parks, and amenities within an easy walk. For commuters heading south, Highway 6 sits just around the corner, making a trip down to Guelph take about twenty minutes without requiring a massive logistical blueprint.Inside, the floor plan trades the cramped rooms of older builds for an open, airy flow designed for easy living. The main level features distinct living and family rooms alongside a formal dining space, centered around a clean fireplace that anchors the family room nicely. Key updates across the main floor-including refreshed flooring, trim, windows, and doors-mean your weekends are reserved for relaxing rather than wandering the aisles of a hardware store.Upstairs, the home offers three spacious bedrooms and a bright full four-piece bathroom. The upper landing overlooks the main foyer below, adding a subtle touch of architectural interest to the home's footprint. Downstairs, the unfinished basement is partially framed with stud work to outline a future recreation room, leaving you with great current storage and a head start on whatever layout you eventually dream up.Out back, the property is built for actual downtime. A large deck and built-in hot tub (new in 2026) provide an immediate solution for weekend relaxation, while the attached double garage handles winter parking so you can permanently retire your windshield scraper. It is a solid, thoroughly updated home on a 50-foot lot where you can walk to Walmart for coffee and still feel miles away from the city noise.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,210/mo
Mortgage (principal + interest)$2,843
Property taxFrom listing: $4,412/yr$368
Minimum $50,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$151,980
Ontario land transfer taxProvincial brackets, no first-time refund$11,673
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$166,453
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Centre Wellington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
