The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 728 Elgin Street in the beautiful community of Port Elgin! This well-maintained 3-bedroom, 3-bathroom semi-detached home offers 1,800 sq. ft. of living space, plus an additional basement area, combining comfort, functionality, and a fantastic location. Just steps from the Saugeen Rail Trail and dog park, and conveniently located near downtown Port Elgin, the high school, shopping, and restaurants, this property puts recreation and everyday amenities right at your fingertips. Step inside to a spacious living and dining area, perfect for entertaining family and friends or simply enjoying everyday living. The main floor features a spacious open-concept kitchen, dining, and living area, perfect for everyday living and entertaining, with a convenient powder room completing the space. Upstairs, you'll find two generously sized bedrooms, including an impressive oversized primary bedroom, along with a 3-piece bathroom and the added convenience of upper-level laundry. The walkout lower level offers even more versatility, featuring a comfortable family room with updated hardwood flooring, a third bedroom, and a 4-piece bathroom. With direct access to the backyard, this level provides an ideal space for guests, growing families, or those looking for additional room to spread out. Step outside to your fully fenced backyard, where a concrete patio and retractable power awning create the perfect setting for summer BBQs, outdoor entertaining, or relaxing in the shade. An irrigation system adds another touch of convenience, helping keep the lawn looking its best throughout the warmer months. Need additional space? The basement offers over 400 sq. ft. of flexible space, ideal for a hobby room, home office, recreation area, or extra storage. Additionally the furnace was replaced in 2025 and a reverse osmosis water system. Move-in ready and waiting for its next owners. 728 Elgin Street is a home you won't want to miss.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,769/mo
Mortgage (principal + interest)$2,432
Property taxFrom listing: $4,043/yr$337
Minimum $40,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$130,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Saugeen Shores has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
