The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
PONTOON BOAT INCLUDED. Escape to the beauty of Balsam Lake with this immaculately maintained 3-bedroom, 1-bathroom cottage located on desirable Grand Island. Just a short boat ride from Rosedale Marina, this exceptional waterfront property offers convenient access while providing the privacy and tranquility of island living. Set on a level lot with plenty of space for outdoor activities, the property features a sandy, swimmable shoreline and breathtaking panoramic lake views. Whether you're enjoying a morning coffee on the deck, spending the day swimming and boating, or gathering around the fire in the evening, this cottage is designed for making lasting family memories. Inside, you'll find a bright and welcoming interior with new vinyl flooring throughout, updated windows, and a cozy wood stove that extends your enjoyment into the cooler seasons. The open and comfortable living spaces are offered fully furnished, making this a true turnkey opportunity. Practical updates include a UV water treatment system, updated septic system, 200-amp electrical service, and a durable metal roof for years of low-maintenance ownership. A full-height crawl space provides excellent storage for seasonal items, water toys, and cottage essentials. Whether you're looking for a family retreat, a summer getaway, or an investment in one of the Trent-Severn Waterway's most sought-after lakes, this move-in-ready waterfront cottage delivers the perfect blend of comfort, convenience, and classic cottage charm. Currently the owners rent a slip for their pontoon boat at Sandy Beach Resort for $875 for the season.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,640/mo
Mortgage (principal + interest)$2,357
Property taxFrom listing: $3,398/yr$283
Minimum $38,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$126,000
Ontario land transfer taxProvincial brackets, no first-time refund$9,075
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$137,875
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
