The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Let's be honest - finding a property that checks every single box feels basically impossible. But 696 Josephine Street North just might be the exception. Sitting on 2.5 acres just outside Wingham, this 2,700 square foot side-split is the kind of place that makes you stop scrolling and actually book a showing. The layout just makes sense. With 4 bedrooms and 3 bathrooms spread across a smart split-level floor plan, there's room for everyone - whether that's a growing family, a dedicated home office setup, or that guest room you've always promised out-of-town friends. The covered front patio is giving main character energy, framed by gorgeous mature trees that make the whole property feel like your own private retreat. Now let's talk about the garage situation - because yes, it's a 4-car garage, and yes, it's as good as it sounds. But the real plot twist? There's also a massive commercial-grade shop with 3 transport-height bays out back. Work from home just got a serious upgrade. Whether you're running a business, housing equipment, or finally have space for every passion project you've been putting off, this shop is a total game changer. Rural living doesn't mean giving anything up here - Wingham's shops, schools, and community are just minutes away, so you get the acreage and the convenience. This is the move. Don't sleep on it. Call your REALTOR today.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,677/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $6,014/yr$501
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Huron has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
