The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this charming waterfront retreat nestled along the peaceful shores of Rice Lake in the Roseneath area. This 4-bedroom, 2-bathroom bungalow offers the perfect opportunity to enjoy relaxed cottage living in a beautiful natural setting. Inside, rich wood-panelled walls, exposed beams and vaulted ceilings create a warm and inviting atmosphere with classic cottage-like character throughout. The comfortable living spaces are designed for both everyday enjoyment and time spent together, with the cozy kitchen connecting naturally to the dining area and the bright living room providing a welcoming place to relax and unwind. Four bedrooms offer comfortable accommodations for family and guests. Step outside onto the spacious deck and enjoy the ideal setting for morning coffee, outdoor dining or entertaining. Multiple outdoor seating areas throughout the property provide plenty of places to gather, relax and take in the peaceful surroundings. Follow the steps down through the property to the private boathouse and 2 docks, where the waterfront becomes the centre of cottage life. With approximately 80 feet of owned waterfront, there is plenty of opportunity to enjoy boating, fishing, swimming or simply spending leisurely days by the lake. Whether you're gathering with family and friends, enjoying a quiet afternoon outdoors or watching the sunset over the water, this property offers countless ways to make the most of the setting. Located in the Roseneath area, the property provides a peaceful escape surrounded by nature while remaining within driving distance of local amenities. With its classic cottage character this home offers a wonderful opportunity to enjoy the relaxed pace and timeless appeal of Rice Lake living, with plenty of room to create lasting memories for years to come.
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Age Groups
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,347/mo
Mortgage (principal + interest)$2,054
Property taxFrom listing: $3,522/yr$294
Minimum $29,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Alnwick/Haldimand has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
