The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Beautiful finishes, generous living spaces, and a thoughtful layout come together at 675 Collins Bay Road. Built five years ago, this legal duplex features a 2,885 sq. ft. two-storey main residence, plus an additional approximately 800 sq. ft. finished basement apartment. Set in a mature West End neighbourhood, this property offers options for investors, multigenerational living, or buyers looking for a substantial home with rental income potential. Unit A spans the main and second floors, featuring three bedrooms, 2.5 bathrooms, and a main-floor office. The expansive kitchen is a standout, with beautiful cabinetry, abundant storage, stainless steel appliances, an apron-front sink, and an oversized island with seating. Pendant lighting, warm-toned flooring, and large windows create a welcoming setting, while the open connection to the living area makes everyday living and entertaining feel effortless. A separate dining room provides space to gather, and access to the deck extends the living space outdoors. A powder room and versatile office complete the main level. Upstairs, the spacious primary suite features two walk-in closets and a four-piece ensuite. Two additional well-sized bedrooms, a five-piece bathroom, and a dedicated laundry room add comfort and convenience to this carefully considered floor plan. Unit B offers two bedrooms, a four-piece bathroom, its own laundry, and a spacious living area opening to the kitchen. Its practical layout creates a comfortable, self-contained apartment. Outside, enjoy a private, good-sized backyard with room to relax, garden, and entertain, along with an attached garage and generous driveway. Walk to Tim Hortons, a gas station, and a convenience store, with West End shopping and amenities close by. Nearby Lemoine Point Conservation Area and Collins Bay Marina offer access to trails, nature, and the waterfront.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,417/mo
Mortgage (principal + interest)$2,899
Property taxFrom listing: $6,210/yr$518
Minimum $52,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$155,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$169,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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