The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your off-grid paradise on the north side of Reed's Bay - where "rush hour" means the herons are fishing. This 17 year old 3-bedroom, 1-bathroom home/cottage delivers bright, open-concept living with a wall of windows framing the water like a living painting. Morning light floods the space as the sun climbs over the bay, and by evening you're sinking into the deck chairs watching pinks and golds melt across the sky - because here, you're not just buying waterfront, you're buying a front-row seat to nature's daily light show. Propane heat and a wood stove let you pick your vibe: turn a dial or channel your inner lumberjack while the kettle boils. The solar system works so well you'll forget you're off-grid - all the power to run the home, none of the hydro bills. Flip a switch, plug in anything, live normally. Just without the monthly envelope from the utility company. Neighbours? Technically yes. Practically? They're specks across the fields. Wave if you want. They won't see you. Outside, the property unfolds with room to breathe and space to play on 3+ acres. An 8' x 12' garden shed holds your garden tools, while a 12' x 24' workshop/bunkie features a separation wall - one side for building projects and tinkering, the other for overnight guests or the growing fleet of watercraft you'll inevitably collect. Down at the water's edge, a dock and boat lift make launching effortless. The fire pit invites late-night storytelling under impossibly starry skies, and the wrap-around deck gives you more summer living space than you'll know what to do with. This is the cottage you actually use peaceful enough to hear yourself think, equipped as well as your home, and charming enough to make your friends promise to exchange chores for a few nights at your place. Many furnishings included with the purchase plus detailed instructions about the solar system. Boat lift included (2000 lbs). https://youtu.be/SxpSU_THIb8?si=EF8IRY87CnsnjSoq
Property Details
Listing
MLS® number
X13685276
Status
For Sale
Listed
Aug 17, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
Full, Walk-Out, Finished
Lot
Frontage
353.00 ft
Depth
461.00 ft
Lot area
≈ 162,733 ft² (calculated)
View
North
Community
Wolfe Island
Parking & utilities
Garage
Other, 0 spaces
Driveway
Private Double, 8 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,342 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
CENTURY 21 HERITAGE GROUP LTD., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Walk-Out, Finished
Heating: Other
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Lake/Pond, Level, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,820/mo
Mortgage (principal + interest)$2,542
Property taxFrom listing: $3,342/yr$279
Minimum $42,950 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,900
Ontario land transfer taxProvincial brackets, no first-time refund$10,065
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$148,765
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Frontenac Islands has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
