The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 637 Collins Bay Rd! Completely transformed with modern elegance, this beautiful 3-bedroom + den, 1.5-bath home offers stylish living in a prime West End location! Situated near top-rated schools, parks, and shopping, with quick access to downtown Kingston and CFB Kingston. Step inside to an open-concept main floor featuring wide-plank flooring, bright natural light, and a focal media wall with a built-in electric fireplace and floating wood mantel. The chef-inspired kitchen boasts warm wood-tone cabinetry, a large center island, stainless steel appliances, and a walk-in pantry with a coffee bar. The upper level offers a primary bedroom with mirrored closets, two additional bedrooms, a dedicated den/home office, and an upgraded full bath with stone counters and beadboard detail. A main floor powder room adds daily convenience. Step outside to an unbelievable backyard setup! Enjoy a spacious deck, an expansive fully fenced yard, and two charming, rustic outbuildings-one ideal as an intimate party barn for cozy celebrations and get-togethers, and a second cozy space perfect for hanging out with family and friends to watch the big game! A rare blend of move-in ready design, everyday functionality, and exceptional outdoor charm.
Demographic data is not available for this area yet.
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Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,602/mo
Mortgage (principal + interest)$2,319
Property taxFrom listing: $3,389/yr$282
Minimum $37,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$124,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,875
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$135,675
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
