The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 631 Lake St, a beautifully maintained 2.7-acre property offering the perfect blend of privacy, comfort and waterfront living. With approximately 170' of natural waterfront and just a short paddle or boat ride to Upper Beverly Lake, this is an ideal setting for those looking to enjoy the best of Eastern Ontario's lake lifestyle. The manicured and groomed grounds provide plenty of room to relax, garden and enjoy the outdoors. A spacious 12' x 33' covered front porch, and a lovely screened southwest-facing porch offer the perfect spots to unwind and take in the peaceful surroundings. Inside, the freshly painted and thoughtfully updated home offers convenient all-one-level living with hardwood and luxury vinyl flooring throughout: 3+1 bedrooms and 2 bathrooms, a cozy propane fireplace and newly installed heat pump (2023). Numerous recent improvements provide peace of mind, including new ductwork, upgraded attic insulation, water softener, washer, dishwasher, hydronic pump and relays for the in-floor heating system throughout. Excellent high-speed fibre internet makes working from home a breeze. The electrical panel has been upgraded to 200 amps with surge protection. The impressive new 900 sq ft insulated detached garage features over 10' ceilings and a 100-amp panel, offering exceptional space for vehicles, toys, hobbies or a workshop. A 10' x 20' Amish shed with hydro and shelving provides additional storage. Enjoy the convenience of weekly garbage and recycling pickup and mail delivery. A recent water sample is available showing 0/0 results. A rare opportunity to enjoy acreage, natural waterfront and a beautifully updated turnkey home just minutes from Upper Beverly Lake - move in, unpack and start enjoying lake life.
Property Details
Listing
MLS® number
X13875720
Status
For Sale
Listed
Oct 8, 2026
Last updated
Oct 8, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
None
Lot
Frontage
183.20 ft
Depth
700.77 ft
Lot area
≈ 128,381 ft² (calculated)
View
West
Community
818 - Rideau Lakes (Bastard) Twp
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
8 spaces
Heating
Radiant
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,635 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX HOMETOWN REALTY INC
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: None
Heating: Radiant
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Lake/Pond, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,629/mo
Mortgage (principal + interest)$3,326
Property taxFrom listing: $3,635/yr$303
Minimum $63,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$177,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,255
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$194,855
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Rideau Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
