The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this truly unique waterfront property offering just under 4 acres along the St. Lawrence River in Bainsville, Ontario. With two sides of the property bordering the water, including direct frontage along the south side of the property on the St. Lawrence River and the west side along the canal, this property offers an exceptional combination of privacy, waterfront access and peaceful country living. The cozy 1-bedroom, 1-bathroom home features warm wood finishes and a wood-burning fireplace, creating a comfortable and inviting atmosphere. Large waterfront-facing patio doors in the main living area provide an abundance of natural light and open directly onto the rear yard, allowing you to enjoy the surrounding landscape and waterfront from inside and out. The property offers an abundance of outdoor space and storage, with two single-car garages, both featuring metal roofs, as well as a bunkie located at the rear of the east garage, a woodshed and additional storage sheds. Enjoy the outdoors from the hot tub, partially permanent dock, waterfront areas and groomed trails winding throughout the property. Surrounded by mature trees and nature, this secluded property provides a rare opportunity to enjoy privacy and tranquility while being directly on the water. Whether you're looking for a peaceful retreat, a weekend getaway, a place to entertain family and friends, or simply a unique waterfront property where you can enjoy the outdoors, this property offers a lifestyle that is difficult to replicate. As per Seller's Direction 48h Irrevocable required on all offers.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,243/mo
Mortgage (principal + interest)$2,936
Property taxFrom listing: $3,685/yr$307
Minimum $53,490 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$156,980
Ontario land transfer taxProvincial brackets, no first-time refund$12,173
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$171,953
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South Glengarry has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
