The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A detached home in Peterborough for $425,000. 3 bedrooms, 2 bathrooms, updated kitchen, parking for two and flexible possession. Renovated (2021) 2-storey century home delivers. Nestled on a quiet street in the heart of central Peterborough, directly across from a park and just steps from the Otonabee River waterfront, scenic trails, downtown shops, cafés, restaurants, and the Trent Express, this charming 3-bedroom, 2-bathroom home offers the perfect blend of character, modern updates, and an unbeatable walkable/bikeable lifestyle. Full of character, the home showcases its original staircase and trim, complemented by fresh modern paint tones throughout. The eat-in kitchen features a custom-built banquette and handcrafted butternut dining table, quartz countertops, stainless steel appliances, newer cabinetry, updated electrical, modern lighting, under-cabinet lighting, and two walk-outs; one to a cozy covered porch enclosed on three sides and one to a sun-drenched deck. The main floor also offers a convenient bedroom, a 3-piece bathroom with walk-in shower and newer vanity, plus in-closet laundry. Upstairs, you'll find two spacious bedrooms with large closets and bright windows, an updated 4-piece bathroom with newer tile, vanity, toilet, and fixtures ... plus an alcove area that makes for a cozy office space or a crafting/reading nook. Additional updates include laminate flooring throughout and an owned hot water tank less than a year old. Outside, enjoy a charming covered front porch, parking for three vehicles, and a private backyard with an oversized shed ideal for a workshop, hobby space, or additional storage. Just minutes from schools, grocery stores, Peterborough Regional Health Centre, Highway 115, and all the conveniences of downtown, this home is an excellent opportunity for first-time buyers, investors, or those looking to capitalize on its strong student rental potential.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,891/mo
Mortgage (principal + interest)$1,590
Property taxFrom listing: $3,608/yr$301
Minimum $21,250 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$85,000
Ontario land transfer taxProvincial brackets, no first-time refund$4,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$92,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Peterborough has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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