The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Enjoy all the pleasure of cottage ownership without the year-round maintenance and upkeep. This beautiful, pet-friendly Fractional Ownership cottage at Inaski Shores on Shadow Lake offers a unique opportunity be come a registered share owner and enjoy five weeks of cottage time each year. Tastefully decorated and thoughtfully designed for comfortable 4-season enjoyment, the cottage features 3 bedrooms, 3 full bath, an open concept living and dining area, fully equipped kitchen, enclosed sunroom and cozy gas fireplace- the perfect setting for relaxing with family and friends! Your ownership schedule includes one fixed summer week ("week 2 - July 2-9/2026") plus four additional weeks spread throughout the year: remaining 2026 weeks of September 18-24 and November 27-December 4. This provides the opportunity to experience Shadow Lake in every season, from winter escapes and spring getaways to long summer days and beautiful early-fall weekends. At Inaski Shores, there is plenty to enjoy beyond the cottage itself. Spend summer days on the sandy waterfront beach, launch your boat from the private docking area, take a dip in the heated saltwater swimming pool or enjoy a friendly match on the tennis court. With the Kawartha Lakes right at your doorstep, there are endless opportunities for boating, swimming, fishing, hiking, dining and exploring. Ownership is designed to be easy and worry free. An annual fee ($4550 for 2026) covers property management, maintenance, taxes, insurance, satellite, internet, utilities and weekly cleaning, leaving you more time to simply enjoy our cottage weeks. Importantly, this is a registered ownership property sale - not a timeshare. You are purchasing a registered share in the property, offering a unique and affordable way to enjoy the cottage lifestyle on beautiful Shadow Lake. A turnkey cottage experience, four season enjoyment and the benefits of ownership, without the full time commitment (or expense!) of owning a cottage yourself.
Property Details
Listing
MLS® number
X13696302
Status
For Sale
Listed
Aug 20, 2026
Last updated
Aug 24, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
16-30
Approx. size
1,100–1,500 ft²
Basement
None
Lot
Frontage
410.00 ft
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
East
Community
Laxton/Digby/Longford
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
N/A
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
AFFINITY GROUP PINNACLE REALTY LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: Inground
Property features: Beach, Clear View, Cul de Sac/Dead End, Lake/Pond, Marina, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$279/mo
Mortgage (principal + interest)$279
Minimum $3,725 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$14,900
Ontario land transfer taxProvincial brackets, no first-time refund$470
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$18,170
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
