The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
PRICED FOR IMMEDIATE SALE! Waterfront-3 season, insulated cottage on sought after Black Lake - substantially under market value!! A fabulous waterfront retreat only 1 hour to Ottawa & Kingston. This beautifully maintained, turn key and updated two-bedroom 3 season cottage/waterfront property boasts desirable south-facing exposure, 100 feet of fabulous shoreline, and excellent swimming right off the dock. Designed for relaxed lakeside living, the open-concept layout offers a generous living space highlighted by a cozy corner propane fireplace, a large lake-facing picture window, and a patio door leading to an expansive two-tier lakeside deck-perfect for entertaining or simply enjoying the breathtaking waterfront views. The spacious kitchen features an abundance of counter and cupboard space, a convenient breakfast counter, and flows seamlessly into the large dining area, making it ideal for family gatherings. The well-appointed five-piece bathroom includes a soaker tub, double sinks, and a separate shower for added comfort Outside, you'll appreciate the exceptional decking and docking at the water's edge, providing the perfect setting for swimming, boating, and soaking up the sun. Cottage walls, ceiling & floors are insulated. The detached 14' x 20' garage offers added functionality with washer and dryer hookups, a laundry sink, and loft storage. There is also plenty of room on this property to build a bunkie or guest suite or convert all or part of the garage. Year-round enjoyment is made easy with 4 season township-maintained road access and only 20 minutes to Perth or Westport. Good internet in the area. Whether you're looking for a peaceful family getaway or a waterfront escape, this charming Black Lake cottage is ready to be enjoyed. Internet providers include Starlink, Rogers, Bell Highly motivated seller, quick closing available and comes totally furnished including the pots & pans!, ready to move in and start enjoying lake adventures!
Property Details
Listing
MLS® number
X13653578
Status
For Sale
Listed
Aug 7, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
100.00 ft
Depth
198.00 ft
Lot area
≈ 19,800 ft² (calculated)
View
South
Community
904 - Bathurst/Burgess & Sherbrooke (North Burgess) Twp
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Private, 10 spaces
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,375 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER SETTLEMENT REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake/Pond, School Bus Route, Waterfront, Sloping, Clear View
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,036/mo
Mortgage (principal + interest)$1,755
Property taxFrom listing: $3,375/yr$281
Minimum $23,450 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$93,800
Ontario land transfer taxProvincial brackets, no first-time refund$5,855
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$102,455
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Tay Valley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
