The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Circa 1889 home is just so inviting! Bursting with character and charm, this home showcases high ceilings, large windows, original woodwork and staircase, and spacious rooms throughout. Sitting on a large, private, tree-filled lot backing onto a ravine, this property feels tucked away while still being a short walk to Kelso Beach. An unopened road allowance beside the property adds even more privacy.The main floor features an updated kitchen with island, formal dining room, cozy living room with natural gas fireplace, den, and a mix of hardwood and ceramic flooring. Four bedrooms are all on the second floor. Outside, there are two covered porches, decks and a seasonal sunroom overlooking the beautifully landscaped yard, complete with pond and waterfall, gazebo and gardens.The finished third floor is a great bonus space with a raised Belvedere-style skylight. The high, dry lower level has a walk-out, plenty of storage and plumbing in place for a future bathroom. Updates include the furnace, electrical, plumbing and windows, plus central vacuum. Lovingly cared for by the same family for over 65 years, this is a special home with a lot of history, privacy and room to enjoy.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,875/mo
Mortgage (principal + interest)$2,540
Property taxFrom listing: $4,024/yr$335
Minimum $42,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$148,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Owen Sound has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
