The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Experience the best of Trout Lake living at this beautiful and level waterfront property set on just under an acre of private, beautifully landscaped grounds. With southern exposure, spectacular lake views, easy waterfront access, and a dock ready for your boat and water toys, this is the kind of waterfront property buyers wait for. This meticulously maintained 3-bedroom, 3-bathroom home is designed for effortless entertaining and one-floor living; vaulted ceilings, quality craftsmanship, and expansive windows bring the outdoors in, while the main level includes a chef-inspired kitchen with a walk-in pantry, a banquet-style dining nook, and a spacious dining area that opens directly to an outdoor deck. The primary suite is a true retreat with its own lakeside balcony, 3-piece ensuite, and sauna. The walkout lower level adds exceptional versatility with a bright family room, dedicated home office, enclosed lake room, two generous bedrooms, a large bonus room, and abundant storage-perfect for family, guests, hobbies, or multigenerational living. Enjoy year-round comfort with in-floor radiant hot-water heating, propane fireplace, A/C, and backup generator. Everyday convenience is well considered with a practical mudroom entrance from the attached double-car garage, complete with laundry. Multiple outdoor living spaces provide the perfect places to relax, entertain, and take in the ever-changing lake views. And when it's time to enjoy the water, the level property makes lakefront access easy. Enjoy swimming, boating, fishing, paddleboarding, or simply spending summer days by the lake. Private, peaceful, beautifully maintained, and thoughtfully designed, this is a rare opportunity to enjoy true "four-season Trout Lake waterfront living" with the space, privacy, and easy water access today's discerning lakefront buyer is looking for.
Property Details
Listing
MLS® number
X13661060
Status
For Sale
Listed
Aug 11, 2026
Last updated
Aug 11, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
16-30
Approx. size
1,500–2,000 ft²
Basement
Walk-Out, Finished with Walk-Out
Lot
Frontage
96.17 ft
Depth
723.00 ft
Lot area
≈ 69,531 ft² (calculated)
View
South
Community
Birchaven
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
6 spaces
Heating
Radiant
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$10,482 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage Northern Life Realty, Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Walk-Out, Finished with Walk-Out
Heating: Radiant
Cooling: Wall Unit(s)
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Park, School Bus Route, Skiing, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,733/mo
Mortgage (principal + interest)$4,860
Property taxFrom listing: $10,482/yr$874
Minimum $104,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,800
Ontario land transfer taxProvincial brackets, no first-time refund$22,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Bay has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
