The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover a rare four-season waterfront retreat on Cape Hurd Channel, where the Bruce Peninsula meets the clear waters of Georgian Bay. This 4-bedroom, 1-bath bungalow offers a balanced blend of peace, recreation, and convenience, just minutes from Tobermory and its renowned attractions.The waterfront is the true highlight. A flat rock shoreline provides easy, gradual entry for swimmers of all ages and is ideal for paddleboarding, kayaking, snorkeling, and diving. Enter directly into Georgian Bay and explore a remarkable piece of history - an 1870s shipwreck resting just offshore, offering a rare glimpse into the area's maritime past. Enjoy wide, unobstructed views across Cape Hurd Channel as shifting light transforms the water throughout the day.Designed for year-round use, the well-maintained home features a bright open-concept layout with a spacious kitchen, comfortable living areas, and a striking fieldstone wood-burning stove that adds warmth and character. Recent upgrades include Starlink internet, smart thermostats, a spray-foamed crawl space, and newer windows and doors. The property is offered fully furnished for a seamless, turnkey transition.Outdoors, mature trees, winding pathways, and multiple gathering spaces create a private natural setting. Relax in the waterfront hot tub, entertain on the expansive deck, or gather around the firepit as the sun sets over the bay.Ideally located, the property offers quick access to Tobermory village, Bruce Peninsula National Park, The Grotto, Singing Sands Beach, Nature Conservancy trails, marina services, dive charters, kayak rentals, and the Chi-Cheemaun ferry.Located within one of Ontario's premier dark sky regions, nights offer exceptional stargazing, with frequent views of the Milky Way and occasional northern lights from the shoreline.A rare opportunity to own a fully turnkey, four-season Georgian Bay waterfront retreat where natural beauty, recreation, and relaxation meet.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,144/mo
Mortgage (principal + interest)$2,862
Property taxFrom listing: $3,382/yr$282
Minimum $51,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$153,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,775
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$167,575
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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