The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A Niagara-on-the-Lake sanctuary backing onto Parks Canada land. This beautifully transformed 2+1 bedroom bungalow blends timeless craftsmanship with modern luxury. Located just steps from the lake and minutes to town, this property combines prime location with exceptional privacy. Fully renovated top-to-bottom-including updated wiring, plumbing, insulation, and solid wood interior doors-this bright, airy home offers effortless single-level living paired with a fully equipped lower-level retreat. Step inside to crisp light, old-growth heart pine flooring, and an open layout where every window frames views of lush, mature trees. The sun-drenched living/dining area is anchored by an expansive picture window and complimented by two custom built-in cabinets offering seamless storage. The main floor primary bedroom acts as a peaceful haven, complete with oversized windows. The chef's kitchen boasts solid wood cabinetry, quartzite countertops, and a striking basket-weave marble backsplash. A dramatic, custom-curved wall featuring a sleek glass-and-metal railing leads to the lower level, where 3/4-inch insulated cork floors bring exceptional warmth and comfort. Sharing the spotlight is the fully self-contained lower level suite that delivers endless versatility. It features a complete kitchen with an open living space paired with a generous bedroom ,semi-ensuite bath, laundry room, and a bonus workshop space. Outside, the fully fenced garden backs directly onto protected land, offering complete privacy and unfiltered forest views. Complete with a 4-car driveway, this property is a rare find.
Property Details
Listing
MLS® number
X13866634
Status
For Sale
Listed
Oct 6, 2026
Last updated
Oct 6, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
Apartment, Crawl Space, Walk-Up
Lot
Frontage
50.00 ft
Depth
78.00 ft
Lot area
≈ 3,900 ft² (calculated)
View
West
Community
101 - Town
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,230 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Sotheby's International Realty Canada, Brokerage
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 2 above grade
Basement: Apartment, Crawl Space, Walk-Up
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Pool features: None
Property features: Arts Centre, Beach, Fenced Yard, Golf, Greenbelt/Conservation, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,112/mo
Mortgage (principal + interest)$4,676
Property taxFrom listing: $5,230/yr$436
Minimum $100,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$250,000
Ontario land transfer taxProvincial brackets, no first-time refund$21,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$274,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
