The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Where cottage country living, investment potential, and year-round comfort come together! Whether you're searching for a family cottage retreat, a full-time home, or an income-producing property, this beautifully renovated 4-bedroom, 2-bathroom home offers an incredible opportunity in a sought-after recreational area.A standout feature of this property is its shared ownership in Berford Lake Properties Inc., which includes an interest in the waterfront lot located just steps away. Spend your summers enjoying the warm waters of Berford Lake, ideal for swimming, fishing, boating, paddling, and endless days by the water. Surrounded by nature and outdoor recreation, this is a wonderful setting for families, cottage-goers, and anyone looking to enjoy a quieter pace of life.The home has undergone extensive renovations and upgrades, offering comfortable four-season living with plenty of room for family and guests. Improvements include a major basement renovation completed back to the foundation and rebuilt with a bathroom, bedroom and living area; replacement exterior windows and doors; spray foam insulation; furnace, air conditioning, ductwork and HRV system; water filtration with UV light and iron filter; updated pressure tank; stonework; roof improvements; and more.Outside, enjoy a composite front deck, pressure-treated rear deck, private treed yard, screened-in gazebo and fire pit area-perfect for summer evenings and entertaining. A detached garage provides excellent additional storage for vehicles, water toys and recreational gear.Upstairs you'll find additional improvements including updated flooring, a custom oversized living room window.With proven rental income, this property also presents an attractive opportunity for buyers looking to enter the cottage rental market or offset ownership costs.Affordable cottage-country living with waterfront access, four-season comfort and investment potential. What are you waiting for? Your Berford Lake getaway awaits!
Property Details
Listing
MLS® number
X13681504
Status
For Sale
Listed
Aug 17, 2026
Last updated
Oct 23, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
Full, Finished, Finished with Walk-Out
Lot
Frontage
100.00 ft
Depth
150.00 ft
Lot area
≈ 15,000 ft² (calculated)
View
East
Community
South Bruce Peninsula
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Available, Private, Circular Drive, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,092 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Sutton-Sound Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Full, Finished, Finished with Walk-Out
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Exterior
Pool features: None
Property features: Beach, Lake Access, Wooded/Treed, Lake/Pond
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,536/mo
Mortgage (principal + interest)$2,278
Property taxFrom listing: $3,092/yr$258
Minimum $35,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$121,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,655
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$133,255
First-time buyers can get up to $4,000 back on Ontario land transfer tax. South Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
