The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 54 Centennial Lane - a modern, year-round waterfront bungalow offering over 1765 sq feet of living space, all tucked on a municipal road, where an impressive 6 feet of water depth at the dock sets this property apart from the shallower waterfronts common along the Trent-Severn. That depth means deeper-hulled boats dock with ease, & a marine rail on the property makes launching very convenient. Add 24 km of lock-free boating on the historic Trent-Severn Waterway, & you've got a genuine angler's & boater's dream - cast a line for outstanding local fishing or cruise the river at sunset, right from your own backyard. Tucked into the peaceful Hamlet of Trent River, the location is hard to beat. Just 10 minutes from Campbellford for shopping, dining, healthcare, the hospital & YMCA, with easy access to Highway 7 & a central position between four area towns. Whether a weekend getaway or a permanent home, you're roughly 2 hours from the GTA & under 3 hours from Ottawa. Inside, this thoughtfully designed 3-bedroom, 2-bathroom home makes everyday living easy. The primary bedroom offers its own private 3-piece ensuite for true comfort & privacy, while main-floor laundry adds welcome convenience. The layout offers distinct living spaces, including a separate dining area & cozy living room, where virtually every window frames spectacular countryside or water views & fills the home with natural light year-round. The well-appointed kitchen features a breakfast bar & a dining nook opening onto a deck - all showcasing unobstructed river views. The bright, walk-out lower level adds two more bedrooms, a 4-piece bath, spacious family room & a cozy free-standing propane stove - ideal for hosting family & friends or simply enjoying extra room to unwind. This turnkey property is ready for you to move in & start making memories on the water. Come have a look for yourself - after all, don't you deserve to Love where you Live?
Property Details
Listing
MLS® number
X13817148
Status
For Sale
Listed
Sep 22, 2026
Last updated
Oct 9, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
16-30
Approx. size
700–1,100 ft²
Basement
Finished with Walk-Out, Full, Separate Entrance
Lot
Frontage
97.86 ft
Depth
311.56 ft
Lot area
≈ 30,489 ft² (calculated)
View
North
Community
Rural Trent Hills
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,683 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Re/Max Quinte Ltd.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Bedrooms below grade: 2
Kitchens: 1 above grade
Basement: Finished with Walk-Out, Full, Separate Entrance
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Clear View, Cul de Sac/Dead End, Rec./Commun.Centre, River/Stream, Waterfront, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,698/mo
Mortgage (principal + interest)$2,308
Property taxFrom listing: $4,683/yr$390
Minimum $36,700 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$123,400
Ontario land transfer taxProvincial brackets, no first-time refund$8,815
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$135,015
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Trent Hills has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
