The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover one of Ontario's premier boating lifestyles from this exceptional year-round waterfront retreat on Mitchell Lake, offering 86 ft of shoreline and 0.86 acres. A true boater's dream, just minutes from the iconic Kirkfield Lift Lock with direct access to over 386 km (240 miles) of the Trent-Severn Waterway. Cruise to beautiful Balsam Lake in about 30 minutes and explore scenic lakes, locks, waterfront communities and endless boating adventures.The enclosed wet boathouse with hydro protects your boat from the elements and offers approximately 28.9 ft from the interior dock to the motorized roll-up door, potentially accommodating a boat of approximately 25-26 ft, depending on configuration. Davits simplify seasonal storage, while the extensive aluminum docking is perfect for relaxing, fishing or watching boats cruise by.Designed for lasting enjoyment, numerous documented improvements since 2021 have been completed with little expense spared (see attached improvement list). Bright open-concept kitchen, living and family room with cathedral ceiling, exposed wood beams and beautiful lake views. The kitchen offers exceptional storage, pot lights and under-cabinet lighting. Walk out to the covered porch featuring composite decking, tempered glass railings and a ceiling fan-the perfect place to enjoy your morning coffee or unwind after a day on the water.The spray foam insulated walkout basement and enclosed wet boathouse provide exceptional protected storage for your boat, watercraft, fishing gear, tools and seasonal equipment, keeping your investments protected and ready for your next adventure. UV water treatment system, Bell Fibe high-speed internet available, year-round municipal road. Third bedroom currently used as an office with fold-out guest bed. Some contents may be available.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,527/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $4,168/yr$347
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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