The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to an ALL-INCLUSIVE 4-season waterfront retreat on spring-fed Fairholme Lake, offering the perfect blend of privacy, comfort, and relaxed lakeside living. Set on 1.4 acres with 197 feet of shoreline, this beautifully situated year-round home (or cottage) enjoys tranquil lake views, a sandy entry and easy access to the lake for swimming, boating & fishing.The bright, inviting interior features an open-concept design with warm oak flooring and an abundance of natural light. 3 bedrooms are conveniently located on the main level, along with a full bathroom and main-floor laundry, making the home well suited for weekend escapes or comfortable year-round living. My favourite space is the expansive enclosed sunroom overlooking the lake-a wonderful place to relax, entertain and take in the views in any weather.Step outside to the large lake-facing deck, complete with a gazebo and plenty of room for outdoor dining and entertaining. From here, easy steps lead toward the shoreline, dock and waterside deck, creating a seamless connection between the cottage and the lake.The lower level offers a spacious family room, a 2nd full bathroom and a walkout to the outside. An attached garage, garden shed and generous parking provide plenty of room for vehicles, recreational equipment and cottage essentials.Additional features include a durable metal roof, deep drilled well with UV light and water softener, central vac, & versatile propane, electric and wood heating. Located on a municipally maintained road with convenient access to Highway 124, this property combines the privacy and natural beauty of waterfront living with excellent year-round accessibility.Whether you're searching for a permanent lakeside residence or an inviting four-season cottage retreat, this is a property designed to be enjoyed in every season. NOTE: Turnkey - all appliances, furniture, and contents included, including the boat! (except for select items of the sellers choosing -a list will be provided)
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,396/mo
Mortgage (principal + interest)$4,115
Property taxFrom listing: $3,369/yr$281
Minimum $85,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$220,000
Ontario land transfer taxProvincial brackets, no first-time refund$18,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$241,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Whitestone has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
