The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A heated saltwater pool, detached garage and plenty of room to enjoy it all! Located in town on an approximately 100 x 100 ft lot, 523 Gascon Street is a detached 2-storey home offering 4 bedrooms and 3 bathrooms, with plenty of space for the whole family inside and out. The main floor features a remodelled kitchen with dishwasher, separate dining room, living room, sunroom and home office. A main-floor bedroom with a nearby 3-piece bathroom, plus a 2-piece powder room, makes single-level living convenient for guests or anyone who prefers to avoid the stairs. Upstairs, you'll find 3 additional bedrooms and a 4-piece bathroom. The basement offers a rec room, dedicated laundry room, storage room and mechanical room. Recent updates include a roof redone in 2022, electrical panel upgraded in 2024 with spare capacity, and furnace replaced in 2019. The home's primary heating system is natural gas forced-air, with electric baseboard heating in one room only. The front deck and both rear decks have also been redone. Outside is where summer happens! The 24 ft above-ground saltwater pool features a natural gas heater replaced in 2024 and a new liner installed in 2024, surrounded by decks for lounging and entertaining. The detached single garage has electricity, and the driveway accommodates 4 to 5 vehicles. The location is hard to beat for families, with the Robert Hartley Sports Arena right next door, offering hockey, an indoor pool and tennis courts. The French primary school is one street away, the French high school is a few streets away, and the hospital is close by. Municipal water and sewer, R1 zoning. Additional updates and disclosure: The spa was replaced in 2024 and the hot water tank is approximately 2017 (exact age to be confirmed). In 2025, following a sewer backup, all cast-iron sewer pipes were replaced up to the curb, new concrete basement flooring was installed, and a new backwater valve was added.
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Estimated Rental Income
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,302/mo
Mortgage (principal + interest)$1,960
Property taxFrom listing: $4,095/yr$341
Minimum $27,400 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$104,800
Ontario land transfer taxProvincial brackets, no first-time refund$6,955
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,555
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hawkesbury has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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