The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Tucked in a popular south-east location and in the sought after Mitchell Hepburn School District, this inviting 3+1 bedroom, 3 bathroom home offers great curb appeal and a wonderful blend of comfort, everyday convenience and updates. Step through the welcoming front entry into a bright main level featuring newer luxury vinyl plank flooring. The spacious living room with a cathedral ceiling is complimented with a front Palladian window, that fills the space with bright natural light. Steps away, the updated kitchen is sure to impress with granite countertops, stainless steel appliances and a patio door walkout to the side deck-perfect for morning coffee or relaxing at the end of the day. For added convenience the main level bathroom has been designed to double as a 5-piece cheater ensuite. Downstairs, discover even more room to enjoy, with a rec room accented with newer carpeting and a cozy gas fireplace. Additionally, this level features the fourth bedroom with potential for a fifth if needed and two additional bathrooms, including one with a relaxing jetted tub. Providing peace of mind, a newer furnace was installed in January 2026. Outside, enjoy the ease of a smaller low-maintenance yard with space still for a garden and play area. With lots to offer, this home not only combines comfort, functionality and flexibility for changing needs, it is an affordable home where you can settle in, grow and make lasting memories.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,451/mo
Mortgage (principal + interest)$2,113
Property taxFrom listing: $4,048/yr$337
Minimum $31,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$112,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,773
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$123,553
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
