The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 514 Oakwood Avenue, a beautifully maintained 4+1 bedroom, 3-bathroom detached home in Oshawa's sought-after O'Neill neighbourhood. Framed by manicured gardens, this inviting residence offers timeless character, generous living space and an exceptional backyard retreat. Inside, original hardwood floors flow through the bright living and dining rooms, where large windows fill the home with natural light. The kitchen overlooks the backyard, while four upper-level bedrooms provide comfortable space for the entire family. The finished basement extends the living area with a spacious recreation room, fifth bedroom and full bathroom. Outdoors, discover a secluded backyard oasis surrounded by mature greenery, complete with a heated inground pool, (Hayward pool heater; approx. 2019), ambient outdoor lighting for evening swims and multiple areas for relaxing or entertaining. Enjoy exceptional everyday convenience with Shoppers Drug Mart, Food Basics, local restaurants and the paved Harmony Creek recreational trail all approximately a four-minute walk away. Ideally situated close to schools, parks and public transit, with easy access to Highways 401 and 407, this distinctive home offers the space, privacy and lifestyle today's families are searching for in Oshawa's desirable O'Neill neighbourhood.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,376/mo
Mortgage (principal + interest)$2,899
Property taxFrom listing: $5,717/yr$476
Minimum $52,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$155,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$169,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Oshawa has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
