The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this unique and versatile home nestled on a fenced, treed lot backing directly onto the scenic Heritage Trail. Offering exceptional privacy and natural beauty, this property is just a short walk to Main Street shopping, world-class theatre, and renowned restaurants in charming Niagara-on-the-Lake. The main floor features a bright and spacious eat-in kitchen with ample storage, seamlessly open to the cozy family room with fireplace and sliding doors that lead to the serene backyard. A large living room with picture windows fills the space with natural light, while a separate dining room and convenient powder room complete the main living area. A standout feature of this home is the self-contained main floor apartment suite, ideal for multigenerational living, guests, or rental income. Renovated just 3 years ago, the suite includes its own bathroom, kitchenette, and fireplace, along with modern insulation, new windows, and updated siding. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite complete with walk-in closet and luxury 4 piece bath. The basement offers even more flexibility with an additional bedroom, laundry area, and workshop space. Outside, enjoy a private, fully fenced backyard oasis featuring patios, sitting areas and sheltered dining space perfect for entertaining or unwinding in nature. Additional highlights include EV car charger, newer shingles, upgraded 200 AMP electrical panel, storage shed and new sliding back door. This is a truly unique opportunity to own a home that offers space, character, and location in one of Ontario's most desirable communities.
Property Details
Listing
MLS® number
X13749122
Status
For Sale
Listed
Sep 5, 2026
Last updated
Sep 10, 2026
Possession
30-59 days
Building
Type
Detached
Style
2-Storey
Approx. age
31-50
Approx. size
2,000–2,500 ft²
Basement
Partially Finished, Full
Lot
Frontage
55.00 ft
Depth
212.80 ft
Lot area
≈ 11,704 ft² (calculated)
View
West
Community
101 - Town
Parking & utilities
Garage
None, 0 spaces
Driveway
8 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,511 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 5
Bedrooms below grade: 1
Kitchens: 2 above grade
Basement: Partially Finished, Full
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Fenced Yard, Electric Car Charger, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,772/mo
Mortgage (principal + interest)$5,230
Property taxFrom listing: $6,511/yr$543
Minimum $114,800 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$279,600
Ontario land transfer taxProvincial brackets, no first-time refund$24,435
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$306,835
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
