The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to the home that truly has it all. 510 Monaghan Road is simply stunning, offering exceptional waterfront living on the Otonabee River with breathtaking views from almost every room. From the moment you step through the front door, you'll appreciate the pride of ownership showcased through gleaming floors, floor-to-ceiling windows, and beautifully designed living spaces. The impressive kitchen is a showstopper with quartz countertops, built-in appliances, a large island, abundant storage, dining and breakfast areas, all overlooking the backyard and water. The stately fireplaces in both the great room and living room create warm and inviting spaces to relax while enjoying the incredible waterfront views. The main floor also features two spacious bedrooms, both with ensuite bathrooms, including a luxurious primary suite with a custom walk-through closet and heated floors in the 4-piece ensuite, laundry and a 2pb guest bath. The full lower level offers a recreation room, office, den, two additional guest rooms, 4-piece bath, workshop, ample storage, and walk-up access to the backyard. Adding even more versatility is the legal in-law suite with its own separate entrance, kitchen, living area, 4-piece bath, two bedrooms, and private deck. Centrally located with quick access to Hwy 115, amenities, transit, and walking trails, this incredible property also offers direct unobstructed waterfront access with a private dock, sandy bottom, and gradual entry - perfect for swimming and enjoying riverfront living at its finest.
Property Details
Listing
MLS® number
X13759436
Status
For Sale
Listed
Sep 9, 2026
Last updated
Oct 1, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
3,000–3,500 ft²
Basement
Full, Walk-Up, Partially Finished
Lot
Frontage
94.33 ft
Depth
170.00 ft
Lot area
≈ 16,036 ft² (calculated)
View
East
Community
Otonabee Ward 1
Parking & utilities
Garage
Attached, Garage, 0 spaces
Driveway
Available, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$8,616 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Flat Rate Realty Corp.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Full, Walk-Up, Partially Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Public Transit, River/Stream, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,020/mo
Mortgage (principal + interest)$4,302
Property taxFrom listing: $8,616/yr$718
Minimum $89,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$229,980
Ontario land transfer taxProvincial brackets, no first-time refund$19,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$252,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Peterborough has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
