The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Step into the charm of this beautiful 3-bedroom, 2-bathroom Victorian home, ideally located in the heart of Smiths Falls. Full of character and timeless appeal, this home offers a warm and inviting atmosphere perfect for families or anyone who appreciates classic design.Conveniently situated close to shopping, amenities, and the scenic Rideau Canal, you'll enjoy both comfort and accessibility in this prime location.Outside, the fully fenced backyard provides a private space for relaxing, gardening, or entertaining, while the detached storage building adds extra functionality and convenience. The rear entrance has been thoughtfully renovated with new drywall and updated flooring, creating a clean and welcoming space. This area also features a convenient 3-piece bathroom and laundry, adding modern functionality to everyday living. The second floor offers 3 generous sized bedrooms, two of which have been repainted and have new flooring a main bath that is very large and bright. Downtown Fringe Zoning which allows for multiple opportunities Here is your opportunity to own a classic piece of charm in a vibrant community.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,651/mo
Mortgage (principal + interest)$1,403
Property taxFrom listing: $2,980/yr$248
Minimum $18,750 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$75,000
Ontario land transfer taxProvincial brackets, no first-time refund$4,100
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$81,900
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Smiths Falls has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
