The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Imagine waking up every morning to stunning waterfront views in this enchanting 1-bedroom, 1-bathroom cottage nestled along Grey Road #1 in the serene locale of Georgian Bluffs. This charming retreat is thoughtfully designed to maximize comfort and connection with nature.The beautiful lot offers many different spots to enjoy outdoor living. The shed offers storage for lawn equipment & the waterside mini-workshop (or possible bunkie) is a great spot for you to putter away at your projects.Coming inside, the inviting living room is the heart of the home, where a charming wood-burning stove sets the mood for cozy evenings, while large picture windows frame breathtaking water views of Colpoy's Bay and open to beautiful outdoor deck & patio areas - perfect for morning coffee or sunset gatherings. A ductless heat pump wall unit ensures year-round comfort in any season!The kitchen delights with warm, vaulted pine-clad ceilings that radiate rustic charm, white cabinetry, and ample storage - everything you need to prepare weekend meals with ease and joy.The intimate bedroom, tucked beneath its own beautiful pine vaulted ceiling, offers a serene sanctuary with built-in storage, creating a snug and restful haven after days spent on the water.The bathroom is practical and bright, featuring a curved walk-in shower, tile flooring, and a natural light-filled window. Awesome additional features including: new heat pump & roof shingles 2025, insulated crawl space & stacking washer & dryer!Comes fully furnished complete with furniture and BBQ!You'll find pride of ownership is very evident here. A pleasure to show inside & out!Whether you're seeking a weekend getaway or a full-time lakeside lifestyle, this cottage is your gateway to the good life on the water!
Property Details
Listing
MLS® number
X13092480
Status
For Sale
Listed
May 5, 2026
Last updated
Aug 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
<700 ft²
Basement
Crawl Space
Lot
Frontage
80.00 ft
Depth
60.00 ft
Lot area
≈ 4,800 ft² (calculated)
View
North
Community
Georgian Bluffs
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 6 spaces
Heating
Heat Pump
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,227 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Peak® Point Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Heat Pump
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Golf, Marina, School Bus Route, Wooded/Treed, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,745/mo
Mortgage (principal + interest)$1,642
Property taxFrom listing: $1,227/yr$102
Minimum $21,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$87,800
Ontario land transfer taxProvincial brackets, no first-time refund$5,255
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$95,855
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
