The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Gorgeous private waterfront property on Colpoy's Bay with panoramic views of the bay and escarpment in every season. This beautiful property features a charming bungalow, gazebo, detached garage, heated workshop and garden sheds, all set on a stunning landscaped lot with mature trees for privacy. The bungalow offers an open eat-in kitchen with island and living area with large picture windows overlooking the water and a door to the composite deck, gazebo and backyard. The spacious primary bedroom features two windows, closet and wardrobe, with a large bathroom containing laundry beside. The original cottage includes a cozy living room with newer gas fireplace and spectacular water views, a second bedroom with views of the bay and a third bedroom with 3-piece bathroom. Basement crawl space contains water heater, furnace, pressure tank and jet well pump. The main house was built in 2001 and the original cottage in 1949. Outside, enjoy breathtaking waterfront scenery, a fenced backyard, flagstone patio area, 2 garden sheds, interlocking brick walkways, composite deck with retractable awning and beautiful gazebo-perfect for entertaining or relaxing. The detached heated & insulated workshop was built in 2012 and the detached garage with opener was built in 2018. Additional features include a well pump near the water for gardens and washing vehicles,(the water line and foot valve from the shore is heated for winter use), central air (2023), water system with filters, UV and softener, 200 amp, no rental items and a metal roof. Included are photos provided by the Seller showing the incredible sunsets and northern lights displays visible from the property regularily. Located just minutes from Wiarton, this premium waterfront property must be viewed to be fully appreciated.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,926/mo
Mortgage (principal + interest)$4,485
Property taxFrom listing: $5,292/yr$441
Minimum $94,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,800
Ontario land transfer taxProvincial brackets, no first-time refund$20,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$263,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Georgian Bluffs has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
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