The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
The McRae House, a cherished Bearbrook landmark dating back to circa 1860 and one of the first homes built in the Bearbrook-Navan area. Rich in history, charm, and character, this delightful property has been lovingly maintained and extensively updated over the years, blending timeless heritage with modern comforts. Three bedrooms and an updated 5-piece bathroom, the home features beautiful hardwood flooring throughout both levels, a functional updated kitchen, and an inviting dining room with distinctive tin ceilings-perfect for entertaining. A four-season sunroom provides a relaxing space to enjoy the gardens year-round, while the second-floor loft adds character and versatility. The renovated bathroom (2023) combines modern convenience with vintage elegance, featuring a glass-enclosed shower and a classic clawfoot tub. Set on a beautifully landscaped lot, nearly half an acre, the property boasts enchanting English-style perennial gardens and plenty of space for gardening, outdoor entertaining, and family activities. An attractive detached double garage and charming shed complement the home's elegant country feel. An additional attached garage, currently used for storage, offers potential for conversion back to garage use. Extensive updates include a metal roof (2010), furnace (2013), kitchen (2010), most windows, plumbing, electrical, 200-amp service, insulation, drywall all (2010). Conveniently located near three golf courses and just a short drive to Navan and Calypso, with the Heritage Public School bus stopping right at the front door, this property offers a wonderful balance of country charm and everyday convenience. With its timeless character, beautiful gardens, generous grounds, and thoughtful updates, this exceptional property is a rare opportunity to own a truly special home.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,439/mo
Mortgage (principal + interest)$2,151
Property taxFrom listing: $3,450/yr$288
Minimum $32,500 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$115,000
Ontario land transfer taxProvincial brackets, no first-time refund$7,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$125,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Orleans - Cumberland and Area has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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