The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Beautifully transformed with thoughtful updates from top to bottom, this turn-key Craftsman-style bungalow offers the character buyers love with the confidence of quality workmanship throughout. Ideal for empty nesters, downsizers, first-time buyers or mature families, the home features 2+1 bedrooms, 2 full bathrooms and flexible living space across both levels. Mature landscaping, stone-accented entry, front patio and long asphalt driveway (2021) create inviting curb appeal. Inside, the open-concept main level features engineered hardwood, LED pot lights, transom windows and custom built-ins extending from the living room into the kitchen. Dovetailed cabinetry, quartz countertops, stainless steel appliances with gas stove and hammered copper farmhouse sink complete the kitchen. The 4-piece main bath features quartz counters, penny tile flooring and subway tile feature wall. The primary bedroom has been converted to include a walk-in closet and cozy reading nook with built-in shelving, while a second bedroom completes the main level. Downstairs offers generous finished living space with LVP flooring, built-in seating and wall storage - perfect for games, lounging, entertaining or family space. A third bedroom with egress window, 3-piece bath and finished laundry room with extensive cabinetry, counter space and utility sink add versatility. Outside, enjoy a fully fenced backyard, mature trees, spacious paving stone patio, raised seating area, storage shed and plenty of green space. Major systems have been thoughtfully updated by the current owners, including the entire home being rewired, new ductwork, furnace, AC, most windows, upgraded wall and attic insulation with spray foam and R60, gutter guards and more. Walking distance to St. Thomas-Elgin General Hospital, parks, schools, shopping, restaurants and everyday amenities. This special home must be seen to be truly appreciated.
Property Details
Listing
MLS® number
X13767910
Status
For Sale
Listed
Sep 10, 2026
Last updated
Sep 10, 2026
Possession
60-89 days
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
Finished
Lot
Frontage
56.72 ft
Depth
94.41 ft
Lot area
≈ 5,355 ft² (calculated)
View
East
Community
St. Thomas
Parking & utilities
Garage
None, 0 spaces
Driveway
Private Double, 6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,117 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
THE REALTY FIRM INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Central vacuum: Yes
Exterior
Pool features: None
Property features: Place Of Worship, Park, Hospital, School, Library, Rec./Commun.Centre
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,317/mo
Mortgage (principal + interest)$2,057
Property taxFrom listing: $3,117/yr$260
Minimum $29,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,980
Ontario land transfer taxProvincial brackets, no first-time refund$7,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
