The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 5 Niagara Trail, a beautifully maintained 2-bedroom, 2-bathroom bungalow in the highly sought-after Wilmot Creek 55+ Adult Lifestyle Community. Offering approximately 1,425 sq. ft. of bright, open-concept living space, this inviting home features a spacious living and dining area with an electric fireplace, a sun-filled eat-in kitchen, main-floor laundry, and a generous primary suite complete with a walk-in closet and private ensuite. Enjoy peaceful mornings on your private patio overlooking expansive green space, providing a tranquil setting to relax and unwind. A standout feature is the attached garage, offering added convenience, storage, and protection from the elements. The home also boasts a full-height crawl space spanning the entire footprint of the house, providing an exceptional amount of easily accessible storage space rarely found in similar properties. Residents enjoy access to outstanding amenities, including pools, tennis and pickleball courts, golf facilities, a community centre, waterfront trails, and a vibrant social calendar. Conveniently located just minutes from Bowmanville, shopping, dining, healthcare services, and Highway 401, this home offers the perfect blend of comfort, convenience, and active adult living. **6-Months Free for the Land Lease to the New Owner**
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,465/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $2,649/yr$221
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Clarington has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
