The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
What if downsizing actually gave you more? More time, more freedom and a whole lot more lake. Welcome to Bal Harbour, Stoney Creek'sprestigious waterfront condominium community, where this 1,550 sq.ft. ground-floor residence makes everyday living easy and puts LakeOntario front and centre. Here, the lake follows you from room to room. The primary bedroom, kitchen and living/dining room all capturestunning, unobstructed views across Lake Ontario, an ever-changing backdrop from morning to night and season to season. Sliding doors fromboth the primary and living area lead to your private ground-floor patio, bringing those views even closer and giving you the perfect spot to sitoutside and take it all in. Directly in front of the unit is Bal Harbour's recently reconstructed multi-million-dollar breakwall and private sandybeach. Launch a kayak right from the beach, take a swim or connect to the waterfront trail next door for a walk or bike ride. Exceptionally cleanand move-in ready, the kitchen features quality wood cabinetry and newer high-end KitchenAid appliances, while fresh carpet updates the livingarea. The primary bedroom has a walk-in closet and ensuite, with a generous 2nd bedroom, additional 4-piece bathroom and main-floor laundrycompleting the level. The fully finished basement adds plenty of bonus space with a large rec room and another bathroom. An attached singlegarage, private driveway and additional designated parking space directly across from the unit take care of the cars. Heading south for thewinter? Lock the door and go. Staying home? You have one of the best seats on the lake waiting for you. Less maintenance, more freedom and awaterfront lifestyle that makes downsizing feel a whole lot more like upgrading.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,550/mo
Mortgage (principal + interest)$3,363
Property taxFrom listing: $6,480/yr$540
Condo feesFrom listing$647
Minimum $64,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$179,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$197,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
