The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Bal Harbour is one of the most prestigious condo communities along the Stoney Creek lakefront, and opportunities here rarely come available. It all begins as you pull into the South-inspired entrance, surrounded by pristine grounds and just steps from the Waterfront Trail. This spacious second-floor, one-level condo offers approximately 2300 sq ft of living space, a double garage and stunning views of the water. Exceptionally well cared for by its owners, the home remains largely in its original condition and shows the pride of ownership throughout. Inside, the open concept living and dining areas are designed around the lake views, with large windows and access to the balcony overlooking the water's edge. The kitchen offers plenty of space and flows easily into the main living area, making the entire home feel open and welcoming. Three generous bedrooms include a spacious primary suite with ensuite and walk-in closet, along with two additional bedrooms, full bathroom, powder room and convenient laundry. The home has also been roughed-in for a private elevator, offering the option to add one in the future. The lower level provides plenty of additional space and storage with endless possibilities to make it your own. Bal Harbour's waterfront has also undergone a multi-million-dollar breakwall reconstruction in recent years, protecting and enhancing this private stretch of shoreline. Directly in front of this unit, stairs lead down to Bal Harbour's private beach, where having actual sand along this part of Lake Ontario is a rare find. Complete with beautiful grounds, waterfront trail access and a setting that is difficult to duplicate, this is a rare opportunity to enjoy lakefront living without giving up space, privacy or the feeling of a home.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,874/mo
Mortgage (principal + interest)$4,485
Property taxFrom listing: $8,073/yr$673
Condo feesFrom listing$716
Minimum $94,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,800
Ontario land transfer taxProvincial brackets, no first-time refund$20,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$263,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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