The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
WELCOME TO CREGO LAKE and a very private setting with a mix of lovely exposed granite and tall pines, and just steps away from 150 feet of fabulous spring-fed waterfront offering a sunny NW exposure. This classic mid-century 3-season, 1,100 square foot 3 bedroom Viceroy cottage, features a stone fireplace, cathedral ceilings and expansive lakeside windows. It has undergone many recent improvements. A bonus 3-season, 496 square foot bunkie (with loft) is perfect for larger gatherings. Each building has a large screen room. An exceptionally private 0.98 acre lot with gradual steps and walkways leading to the floating dock and 8+ feet of weed-free water. Amazing swimming. A cool treehouse for the kids. Serviced by an eco-friendly Waterloo Biofilter septic system and lake water system. Enjoy fishing & paddling on this quiet 10 horse power motor-restricted lake which is 50 feet deep and has its own small boat launch. An extremely private, very well-managed enclave with only 60 lots. A true nature lover's dream with shared 600 acres with private hiking & XC skiing trails throughout - no motorized vehicles allowed on these trails. The Kinmount Park Estates Association fees are $500 per year, and cover the road and culverts, maintaining the recycling/garbage area, lake water testing, and maintaining and paying taxes on the managed forest and trails around the lake. Direct access to the Somerville County Forest with miles of multi-use Crown Land trails suitable for all powersports. Crego Lake is well known for its large lot sizes. Year-round access, dead-end road, 10 minutes to Kinmount. 2 hours to GTA. Book your showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Click on the video tour.
Property Details
Listing
MLS® number
X13702802
Status
For Sale
Listed
Aug 18, 2026
Last updated
Oct 19, 2026
Possession
30-59 days
Building
Type
Detached
Style
Chalet
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
None
Lot
Frontage
150.00 ft
Depth
271.00 ft
Lot area
≈ 40,650 ft² (calculated)
View
North
Community
Somerville
Parking & utilities
Garage
None, 0 spaces
Driveway
4 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,011 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Royal LePage Lakes of Haliburton
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Greenbelt/Conservation, Hospital, Place Of Worship, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,403/mo
Mortgage (principal + interest)$2,985
Property taxFrom listing: $5,011/yr$418
Minimum $54,800 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,600
Ontario land transfer taxProvincial brackets, no first-time refund$12,435
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$174,835
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kawartha Lakes has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
