The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Don't judge this one by its first impression - this deceptively spacious 4-bedroom home has so much more to offer than first meets the eye. Warm, inviting, and thoughtfully updated, it's the perfect place to put down roots and create lasting memories. Inside, you'll appreciate the functional layout that offers space for growing families, guests, or a home office. Gather with family and friends in the generous size living room and formal dining room, then step through to the kitchen which provides easy access to the private backyard designed for entertaining loved ones both young and old. Whether it's summer barbecues, children's playtime, or relaxing evenings under the stars, this outdoor space is sure to become a favourite. With the benefits of thoughtful updates, including select replacement windows and an updated bathroom there's added comfort, functionality, and move-in appeal. To complete the package, the durable metal roof and low-maintenance exterior provide peace of mind, while the garage, large storage shed and smaller garden shed offer plenty of room for vehicles, tools, and seasonal items. This home offers more space, more value, and more opportunities than you might expect, so why not come inside and see for yourself. Book your showing today!
Demographic data is not available for this area yet.
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Age Groups
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Owners vs Renters
Ownership data is not available.
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,776/mo
Mortgage (principal + interest)$1,571
Property taxFrom listing: $2,461/yr$205
Minimum $20,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$83,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$91,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Thomas has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
