The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A great investment opportunity! Or a savvy owner could live in the upper level and rent out the NEW LEGAL 2026 3 bedroom apartment in the lower level and use that income to pay down their mortgage. Located in the heart of Kingston within walking distance of shopping, restaurants, Queen's University, Hospitals, Downtown and the waterfront. A well-maintained property. This charming 2-storey brick home offers both character and functionality, complete with private parking and a detached garage. The home features a total of 9 spacious bedrooms, Kitchen and Laundry in both units, total of 3 Bathrooms, Bonus 3rd storey loft and a charming front porch, making it an excellent option for student rental income. CURRENTLY TENANTS OCCUPIED FOR $6600/MONTH + UTILITIES. NEWLY RENOVATED 2026 LEGAL LOWER 3 BEDROOM APARTMENT. -UPPER 6 BEDROOM UNIT RENTS FOR $4500/MONTH ($750/BEDROOM) + UTILITIES. -LOWER 3 BEDROOM UNIT RENTS FOR $2100/MONTH ($700/BEDROOM) + UTILITIES. -1 YEAR LEASE AGREEMENTS FOR BOTH UNITS.
Property Details
Listing
MLS® number
X13089280
Status
For Sale
Listed
May 6, 2026
Last updated
Sep 29, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
Not provided by brokerage
Approx. size
1,500–2,000 ft²
Basement
Apartment, Walk-Up, Finished
Lot
Frontage
40.42 ft
Depth
112.25 ft
Lot area
≈ 4,537 ft² (calculated)
View
West
Community
14 - Central City East
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, 3 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,571 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 6
Bedrooms below grade: 3
Kitchens: 2 above grade
Basement: Apartment, Walk-Up, Finished
Heating: Forced Air
Cooling: None
Exterior
Pool features: None
Property features: Hospital, Lake/Pond, Park, Public Transit, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,938/mo
Mortgage (principal + interest)$4,474
Property taxFrom listing: $5,571/yr$464
Minimum $94,600 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,200
Ontario land transfer taxProvincial brackets, no first-time refund$20,395
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$262,395
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
