The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
First time ever offered for sale! Nestled in the highly sought-after Cannery community in St. David's, this beautifully maintained raised bungalow offers the feel and functionality of a two-story home, with no living space below ground and offering over 2000 sq feet. Step inside to a bright, welcoming foyer where soaring windows fill the home with natural light, creating an inviting first impression. The open-concept main level features a spacious kitchen with abundant cabinetry overlooking the dining and living areas, making it ideal for both everyday living and entertaining. Step out from the dining area onto the charming private balcony, perfect for morning coffee or evening relaxation. The bedroom wing offers a unique bonus-a generously sized hallway ideal for a home office, reading nook, or additional sitting area. Main floor laundry adds everyday convenience, while the spacious primary suite features a walk-in closet and private ensuite. A second bedroom and an additional full bathroom complete the main level. The fully finished walkout lower level continues to impress with a versatile flex space at the foot of the stairs, perfect for a second home office, study area, or cozy sitting nook. The level also features a spacious family room, full bathroom, ample storage, interior garage access, rough-in capability for a second laundry area, and the potential to create a third bedroom, providing exceptional flexibility for guests, multi-generational living, or a growing family. Rarely does an opportunity like this become available in one of Niagara-on-the-Lake's most desirable communities. Just minutes from world-class wineries, breweries, golf courses, scenic hiking and cycling trails, boutique shopping, exceptional dining, historic Old Town, and convenient access to the U.S. border, this home offers the perfect blend of comfort, versatility, and lifestyle.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,154/mo
Mortgage (principal + interest)$2,768
Property taxFrom listing: $4,632/yr$386
Minimum $48,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$147,980
Ontario land transfer taxProvincial brackets, no first-time refund$11,273
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$162,053
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Niagara-on-the-Lake has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
