The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Your Tobermory Waterfront Retirement Dream Awaits! Imagine a lifestyle where every day revolves around the water. This exceptional Tobermory waterfront property offers pristine Lake Huron shoreline, five thoughtfully updated cottages, and a main house for comfortable year-round living. Perfect for those approaching semi-retirement or seeking a more relaxed pace of life, this unique property offers the best of both worlds. Enjoy the comfort of the main house throughout the winter, then embrace cottage living during the warmer months. Wake up to the sound of the waves, enjoy morning coffee overlooking the water, spend sun-filled afternoons swimming, boating, or simply relaxing along the shoreline, and end each day with breathtaking sunsets over Lake Huron. With five cottages, there is plenty of room to welcome family and friends, create a private multi-generational retreat, or enjoy your own peaceful summer escape. When you're not using the cottages yourself, the existing accommodations also offer potential for short-term rental income, providing an opportunity to offset ownership costs while enjoying this remarkable waterfront setting. Located in the iconic Tobermory area, surrounded by crystal-clear waters, breathtaking natural beauty, and endless recreational opportunities, this is more than a waterfront property. It's an opportunity to create a lifestyle centered around relaxation, freedom, and the simple pleasure of living by the water. Enjoy the comfort of home in the winter. Embrace cottage life in the summer. Make every season a reason to love where you live.
Property Details
Listing
MLS® number
X13791626
Status
For Sale
Listed
Sep 14, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
51-99
Approx. size
1,100–1,500 ft²
Basement
Unfinished
Lot
Frontage
646.00 ft
Depth
575.00 ft
Lot area
≈ 371,450 ft² (calculated)
View
South
Community
Northern Bruce Peninsula
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
Lane, Private, Private Double, 14 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,588 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
LPT Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Unfinished
Heating: Forced Air
Cooling: Central Air
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Campground, Lake/Pond, Wooded/Treed, Waterfront, Lake Access
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$7,196/mo
Mortgage (principal + interest)$6,730
Property taxFrom listing: $5,588/yr$466
Minimum 20% ($359,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$359,800
Ontario land transfer taxProvincial brackets, no first-time refund$32,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$395,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Northern Bruce Peninsula has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
