The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
An outstanding opportunity for investors and parents of Queen's University students alike! Ideally located within walking distance ofQueen's University, this spacious, all-brick 5-bedroom, 2-bathroom home offers the perfect combination of location, comfort, andinvestment potential. For parents looking to provide their student with a great place to live while building equity rather than payingrent, this property presents an exciting alternative to traditional student housing. With five generously sized bedrooms, there's plentyof room for your student and their friends, with the potential to offset ownership costs through rental income. The bright,open-concept kitchen, living, and dining area is the heart of the home, providing a welcoming space for studying, entertaining, andeveryday living. Convenient main-floor laundry makes shared living easy, while the enclosed porch offers additional versatile space.Outside, enjoy a private fenced backyard, deck, and the added convenience of off-street parking. Whether you're an experiencedinvestor looking to expand your portfolio or a parent considering a smart real estate investment during your student's universityyears, 463 Victoria Street delivers an appealing combination of practicality, location, and long-term potential. Why just pay forstudent housing when you could invest in it?
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,735/mo
Mortgage (principal + interest)$3,273
Property taxFrom listing: $5,539/yr$462
Minimum $62,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$174,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$191,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Kingston has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
