The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 45471 Sparta Line, where country charm, modern updates, and room to grow come together to create the perfect place to call home! Nestled on just over an acre, this beautifully renovated two-storey home offers the perfect blend of comfort, space, and peaceful country living. Thoughtfully updated throughout, including a 2021 addition with an attached single-car garage, this home is designed for everyday living and making lasting memories. Step inside to a bright and inviting open-concept main floor, featuring a beautiful kitchen with quartz countertops, a spacious island perfect for gathering, and seamless flow into the dining and living areas. The oversized family room, complete with vaulted ceilings and an abundance of natural light, creates a warm and welcoming space for cozy evenings or entertaining. Just off the dining area, the wraparound covered porch and side verandah offer the perfect spot to enjoy your morning coffee and take in the peaceful countryside. The main floor also features a convenient mudroom with laundry, access to the attached garage and rear deck, a versatile bedroom or home office, and a 4-piece bathroom with a relaxing soaker tub. Upstairs, you'll find a spacious primary bedroom with access to a 3-piece cheater ensuite, along with two additional bedrooms. The lower level offers plenty of storage and a partially finished space ready for your personal touch. Outside, there's room for kids to play, gardens to grow, and memories to be made! An uninsulated barn and detached two-car garage, both equipped with hydro, provide fantastic additional space for hobbies and storage. Enjoy the tranquility of country living while remaining approximately 15 minutes from Aylmer and 20 minutes from St. Thomas. With its welcoming atmosphere, thoughtful updates, and room for the whole family, this is a place to settle in, make memories, and truly feel at home!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,134/mo
Mortgage (principal + interest)$3,554
Property taxFrom listing: $6,967/yr$581
Minimum $69,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$189,980
Ontario land transfer taxProvincial brackets, no first-time refund$15,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$208,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Central Elgin has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
